Your financial future matters because that’s where you’re going to spend the rest of your life.
But what traditional pensions are delivering is becoming more uncertain; company pensions are less generous and who can imagine surviving happily on what the state offers?
Such issues are even more pressing if you’re looking to retire early.
These changes are forcing people to take personal responsibility for their own financial futures. The sad fact is, if you don’t, no one else will.
In the early-retirement scenario, financial planning plays an even more important role.
How many of us have the knowledge or experience, not to mention the sheer amount of time required, to create and implement the necessary plans?
For example, we know the questions to ask to allow us to understand the cost of the retirement lifestyle you seek, particularly when you’d like it to happen sooner rather than later.
We employ specialist software that can predict your personal cash flow far into the future to help work out if and when you can retire. We can model different scenarios to understand how different retirement dates will impact your future lifestyle.
Only with these considerations to hand, can we plan what needs to be done to secure the early retirement you are hoping for.
